## Description An *HMO*, or *Health Maintenance Organization*, is a type of plan that usually limits coverage to care from doctors who work for or contract with the *HMO*. It won't cover out-of-network care except in an emergency. An *HMO* usually requires you to live or work in its service area. They generally focus on prevention and wellness. ## See Also - [[PPO]] ## References [Health Insurance Plan - HealthCare.gov](https://www.healthcare.gov/choose-a-plan/plan-types)